Terms of Use

Updated November 21, 2023

NeoAdTech OÜ, an Estonian limited liability company (LLC, also known as OÜ), registered under VAT EE102507197 and headquartered at Keemia tn 4, 10616, Harju Estonia, is the creator, owner, and maintainer of the Okays Me website, whose domain is https://Okays.me. 

This portal is administered by Okays Me. The expressions “we,” “us,” and “our” refer exclusively to Okays Me. Okays Me offers this web portal, along with all the information and services that are accessible through it, on the condition that you, as a user, agree to all the terms, conditions, and policies presented here. By browsing our portal, you will be using our “Services.”

Okays Me is a website specialized in the creation of content with informative and analytical characteristics of various products/services (applications, technology, entertainment, among others) offered by national and international institutions.

The provisions of the Okays Me website Privacy Policy, available at the address https://Okays.Me/privacy,  as well as the legislation in force, apply together to these Terms and to the use of the site.

Therefore, the Terms and Conditions of Use have the objective of informing the responsibilities, duties, and obligations of all users when accessing and/or using the Okays Me website, as described in the items below.

PLEASE READ OUR TERMS OF USE CAREFULLY. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE SERVICES PROVIDED BY Okays Me.

Section I – Admission

1.1 The User, upon accessing Okays Me, agrees to respect the Terms and Conditions of Use and the Privacy Policy of Okays Me.

1.2 Upon accessing and/or using Okays Me, the User declares that he/she is at least 18 (eighteen) years old and has full and express capacity for the acceptance of these Terms and Conditions of Use for all legal purposes.

1.3 If the User does not fit the description above and/or does not agree, even in part, with the terms and conditions contained in these Terms and Conditions of Use, he/she should not access and/or use the services offered by Okays Me, as well as the sites and services operated by it.

Section II – Contact

2.1 Users can use this service to answer all their questions, solve any problems, and submit complaints or other information about products/services available on Okays Me.

2.2 Contact can be made through the form contained at https://Okays.me/contact/. 

Section III – Responsibilities of the Parties

3.1 Users must read all the clauses contained in this Terms and Conditions of Use and Privacy Policy carefully and, when using the services and/or products available on Okays Me, agree in full with all the clauses and conditions of these Terms.

3.2 Okays Me provides links and/or redirects users to other websites, where users can contract services and/or purchase products from the respective companies, without any interference from Okays Me.

3.3 If the user is redirected to the website page of the company advertised on the site, the user must read carefully and expressly agree to the terms of use and privacy policy of the advertised company.

3.4 Okays Me has no responsibility: (a) about the terms and conditions of use and privacy policy of the advertised companies; (b) about the information of the services and/or products advertised; (c) about the services and/or products eventually offered and/or contracted from the advertised companies.

3.5 Okays Me is not responsible for any virus, malware, spyware, trojan, or any software that can damage or change the settings of users’ equipment as a result of browsing or using the internet or as a result of transferring data, text, images, files, or audio, being the total responsibility of users to keep the operating system of their equipment updated and with antivirus programs.

3.6 Okays Me is not responsible for any losses or damages resulting from the irregular use of the Okays Me website and/or from force majeure and/or fortuitous event.

3.7 Okays Me does not send or request the realization of deposits or bank transfers for the granting or approval of any financial product.

3.8 Okays Me does not send emails to users requesting confirmation of data or registration with executable attachments (for example: extensions .exe, .com, .scr, .zip, .rar), or links for downloading, and if you receive one, please let us know through the Contact form contained at https://Okays.me/contact/. 

Section IV – Prohibited Conduct

In addition to other restrictions outlined in the Terms of Service, it is strictly prohibited to use the site or its content for:

  1. Illegal purposes;
  2. Encourage or involve others in illegal activities;
  3. Violate international, provincial, state, federal, or local laws and regulations;
  4. Infringe or transgress our intellectual property rights or those of third parties;
  5. Harass, abuse, insult, injure, defame, slander, belittle, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, nationality, or disability;
  6. Provide false or misleading information;
  7. Transmit viruses or any malicious code that could compromise the functionality or operation of the Service, related websites, other websites, or the Internet;
  8. Collect or track personal information of third parties;
  9. Practice spam, phishing, pharm, pretext, spider, crawl, or scrape;
  10. Obscene or immoral purposes;
  11. Interfere or circumvent security measures of the Service, related websites, other websites, or the Internet.

We reserve the right to terminate your use of our Services or any related website for violation of any of these prohibitions.**

Section V – Limitations of Liability and Warranties

We do not warrant, represent or claim that your use of our Service will be uninterrupted, secure, or error-free. We also do not promise that the results obtained through the use of the service will be accurate or reliable. You acknowledge that we may suspend access to the Service for indefinite periods or cancel it at any time, without prior notice.

You agree that the use or inability to use the service is solely your responsibility. The service and all products and services provided through it are provided “as is” and “as available” without any warranties, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, durability, title, and non-infringement.

In no event shall Okays Me or its affiliates be liable for any direct, indirect, incidental, punitive, special, or consequential damages arising from the use of any service or product purchased through the Service. This includes lost profits, revenue, savings, data, or similar damages, whether based on contract, tort (including negligence), strict liability, or otherwise. Our liability, where applicable, is limited to the maximum extent permitted by law.

Section VI – Term and Limitation Period

These Terms and Conditions of Use will remain in effect indefinitely and any judicial or administrative claims arising from the use of the Okays Me or the Privacy Policy must be filed within 90 (ninety) days of the event that gave rise to them.

Section VII – Legislation and Jurisdiction

7.1 These Terms and Conditions of Use, along with the Privacy Policy, are subject to interpretation in alignment with Federal laws, the the Civil Code, and consumer protection and data protection laws.

7.2. All matters relating to the interpretation, compliance or any other question related to these Terms and the Privacy Policy, the parties expressly agree and waive any other forum and submit themselves to the Tallinn Chamber of Commerce, Estonia (The Arbitration Court of the Estonian Chamber of Commerce and Industry), to resolve any and all doubts or issues arising from this Terms of Use.

Section VIII – Content and Intellectual Property

8.1. Content and Intellectual Property

The content of the Okays Me website is owned by NeoAdTech OÜ, or its partners, and is protected by copyright and other intellectual property laws. Users may not copy, modify, distribute, publish, display, transmit, or create derivative works from the content of the Okays Me website without the prior written consent of its owners.

8.2. Liability

Okays Me is not responsible for any content generated by third parties, including comments, forum posts, or social media posts, or any other content that is outside of Okays Me’s control. Okays Me is also not responsible for any damage or loss caused by the use of the website, including direct, indirect, incidental, special, or consequential damages.

8.3. Violations

Okays Me reserves the right to remove any content that violates these terms of use, including content that is illegal, offensive, defamatory, or that violates the intellectual property rights of third parties. NeoAdTech OÜ also reserves the right to terminate the account of any user who violates these terms of use.

Section IX – Modification of the Terms and Conditions

Okays Me may modify or cease offering any part or all of its services without prior or subsequent notice. You understand and agree that if Okays Me modifies, pauses, or discontinues any services, it will not be liable to you or any other person.

ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE BINDING AND ENFORCEABLE, MUST REFRAIN FROM USING THE Okays Me WEBSITE.

Section X – Contact Information

Okays Me Customer Service. If you have any questions or suggestions about the services we provide, feel free to contact us at https://okays.me/contact/  

Disclaimer

Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.